Dollar-Cost Averaging

Remove the "when" from investing

1

Pick an amount: $100, $500, whatever you can

2

Pick a schedule: weekly, biweekly, monthly

3

Buy the same ETF every time, regardless of price

4

When it's cheap, you get more shares. When it's expensive, fewer.

Lump sum wins=66% of the timebut DCA wins psychologically

Most 401(k)s are automatically DCA since money comes from each paycheck. If you have a 401(k), you're already doing this.

just start

The best time to start investing was yesterday. The second best time is today. DCA makes starting easy.

Check yourself

Why does DCA give a lower average cost?